The Dividens Loan product is made available earliest 3 months before planned AGM date. Members interested in the Dividends Loan product are therefore encourgaed to increase their Share Capital.

FEATURES & CHARGES
• Maximum loan amount 60% of expected Interest on Dividends
• Recovery is at time of Dividends payment
• Interest 4% per month
• Standing membership of 4 months
• Loan Application UGX 30,000
• Loan Commission 3%

Expected Dividends determined when accounts are finalized for Board Review

The loan recipient to sign undertaking to affect that in event that Dividends are not declared s\he undertakes to regularize the account.